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Side A
Original submission
BloomMoon26

I’m looking for some unbiased opinions on a financial situation with my ex-fiancé. I’m considering small claims court over the money I contributed toward a vehicle, and I’m curious what other people would think if they were looking at this from the outside. My ex and I were engaged and planning a future together. During our relationship, he offered to financially support me 100% and regularly encouraged/asked me not to work. This wasn’t something I asked or demanded of him. It was something he offered because we were planning to get married and he wanted to be the provider. Eventually, I learned information that fundamentally changed how I viewed our relationship and my ability to trust him, and I ended the engagement. That’s where the car situation became a problem. The car I owned a 2017 Chevrolet Cruze. In August 2025, I sold it for $8,000. After paying off the remaining loan, I was left with $6,487.26 in positive equity. That money was then used toward obtaining a new 2025 Kia. The Kia was financed solely in my ex’s name, but our understanding was that the vehicle was being obtained for me and would eventually be refinanced/transferred into my name. I have this acknowledged in writing. My ex specifically said: “we used your car as a down payment” and referred to the Kia by saying: “in all intents and purposes, that is your car.” We also discussed eventually refinancing it into my name. At the time, I trusted this arrangement because we were engaged and planning to get married. After we broke up After I ended the engagement, I ultimately returned the Kia because it was legally financed in his name. That left me without my original car, without the Kia, and without the $6,487.26 in equity I had contributed from my car. I asked him to reimburse me for that $6,487.26. He refused. One of the things he has brought up is how much he financially supported me during our relationship. That’s where I disagree with him. I never asked him to support me 100%. He offered to do so and also encouraged me not to work. There was never an agreement that his financial support was a loan or that, if we broke up, what he spent supporting me would somehow be deducted from the equity I contributed from my vehicle. I’m also not asking him to reimburse me for gifts, bills, dinners, trips, or anything else he voluntarily paid for during our relationship. I’m only asking about one specific, traceable asset that belonged to me before this arrangement: the $6,487.26 in equity from my car. For complete fairness to his side, he eventually sold the Kia for approximately what was still owed on the loan. He did not sell it and pocket thousands of dollars in profit. But that’s also not really my argument. Before this arrangement, I had $6,487.26 in equity in my own vehicle. That money went toward the replacement vehicle. When our engagement ended, I returned that vehicle because it was legally his. He eventually sold it and essentially eliminated the remaining loan. I ended up with neither vehicle and none of my original equity. So, if you were deciding this dispute, would you think I’m entitled to get my $6,487.26 back? Or do you think I should absorb that loss because I agreed to put the money toward the Kia while we were engaged? And would you consider his voluntary financial support during our relationship relevant to whether he owes me the money from my car? I genuinely want to hear both sides because I’m trying to decide whether pursuing this in small claims court is reasonable.

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Question for the jury

What should I do next?

The verdict

4–1–1

Majority467%

Consult with a legal advisor for better insight into the chances of winning a small claims case related to the vehicle.

117%

Reach out to your ex again to negotiate a possible settlement about the equity before taking legal action.

117%

Reflect on the relationship dynamics and whether it's worth the potential conflict to pursue this matter legally.

0

Consider pursuing small claims court for the $6,487.26, citing the written acknowledgment of the arrangement.

The Jury’s Read

You seem to have a legitimate concern regarding the money you invested in the vehicle, and the jury leans towards advising you to consult a legal professional. Many jurors acknowledge the written agreement about the Kia and see potential merit in your case; however, they also caution that your prior agreement to put in the equity and the context of your relationship could complicate things. Some feel pursuing this matter might not be worth the emotional toll, suggesting you weigh the value of peace against potential conflict.

Where they split:

A minority believes you should focus on negotiating with your ex instead of heading straight to court.

On the record

Juror reasoning

WiseJurorJuror

From the way you’re presenting the facts here, it does seem like you may have a small claims case. I’d probably reach out to your ex one more time first and see if you can settle this outside of court and recoup at least some of the money you put into the car. You had an asset, sold it, and used that equity toward the down payment on the Kia, and now the car is gone and you weren’t returned any of that money. I do think there are a few important details that could matter though, like how long you had use of the Kia, whether you have receipts or records showing your money actually went into the down payment, and whether the texts clearly show that you both understood the car was eventually supposed to be yours. I’d keep any conversation with him calm and in writing if you can, just so there’s a paper trail. If he still refuses to work something out... I think small claims is at least worth exploring. Best of luck!

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TatterdbutterflyJuror

I don't believe you would win this case. You voluntarily put the money towards the vehicle, then returned the vehicle to him. Add in him selling it for no profit and there is nothing to be gained. Your down payment was your cost for use of the vehicle while you had it.

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quietjuror0304Juror

Some battles are worth fighting. When your “case” against the person has some teeth. This case has teeth but it’s weak. Since he paid for everything at one point, cut your loss over the car. Walk away and be the classy person you are. Don’t go after him. We don’t always get even what we might factually be right in. You aren’t losing. You are settling this to avoid the mental torture of fighting it. It’s ok to sometimes lose. This would not be an embarrassing loss. It would be understandable.

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Tipman94Juror

This sounds like you need to consult a legal professional. Not sure if you and your ex are in good standing to work something out outside of that. If you are amicable, maybe try reaching out and explaining yourself without becoming angry or demanding but rather seeking to find a resolution with him that feels right for both of you. If that doesn’t work see if you can get a consult for a small court claim! Best of luck

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quietjuror62Juror

I’m not sure you’re going to present your case very strongly in small claims court “ I’m also not asking him to reimburse me for gifts, bills, dinners, trips, or anything else he voluntarily paid for during our relationship.” isn’t helping you imo

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Aloha393Juror

Sounds like you got something here but ofc consult with a pro. Whatever receipts you got will be helpful. I wish you could invite him on as side B so we could hear his side too… but from how you described the situation, it seems like you all had an arrangement that was broken. What state you live in might matter as well. Also idk how recent this breakup was but if yall are still upset or emotional I would cool off and if you do try to contact him again to discuss this I would try and be chill and cooperative as possible so it has a better chance of going smoothly.

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